Send money, made simple for every Ghanaian.
One secure wallet for instant transfers, bill payments, airtime, smart savings and credit building — connecting MTN, Vodafone and AirtelTigo in a single tap.
Loved by Ghanaians nationwide
Good morning,
Akosua 👋
GH₵ 4,820.50
Recent activity
See allReceived from Kofi
MTN MoMo • Today
+ GH₵ 250.00
Sent to Ama
Transfer • Today
- GH₵ 80.00
Airtime top-up
Vodafone • Yesterday
- GH₵ 20.00
Money received
+ GH₵ 250.00
Payment secured
256-bit encryption
Trusted partners & integrations
One app for all your money moves
From instant transfers to bill payments and beyond, eAlkePay brings your entire financial life into a single, beautifully simple app.
Instant transfers
Send and receive money in seconds using just a phone number — no account numbers, no waiting.
Mobile money, unified
Connect MTN MoMo, Vodafone Cash and AirtelTigo Money in one wallet and move funds freely.
Secure digital wallet
Store funds safely, top up instantly and cash out to any bank or mobile money account.
Pay any bill
Settle electricity, water, TV, internet and school fees from your couch with instant receipts.
Airtime & data
Top up airtime and buy data bundles for yourself or loved ones across every network.
Smart insights
Track spending, categorise transactions and understand your money with clear analytics.
Up and running in four simple steps
No paperwork, no queues. Join hundreds of thousands of Ghanaians moving money the smart way.
Download & sign up
Get eAlkePay free from the App Store or Google Play and create your account in minutes.
Verify your identity
Complete quick, secure KYC verification to unlock the full wallet and higher limits.
Fund your wallet
Add money from mobile money or your bank account instantly, with zero fuss.
Send, pay & save
Move money, pay bills, buy airtime and grow your savings — all from one app.
Designed for the way Ghana moves money
Whether you're running a stall at Makola, studying at KNUST or supporting family back home, eAlkePay fits seamlessly into your day.
- Pay market traders and suppliers in seconds
- Send money home to family across Ghana
- Settle bills and buy airtime on the go
- Save automatically with every payment
Save smarter and build your credit
eAlkePay does more than move money — it helps you build healthy financial habits and unlock new opportunities.
Savings goals
Create goals for rent, school fees or that next trip and watch your progress grow.
Round-up savings
Round up every payment to the nearest cedi and save the change automatically.
AutoSave
Set it and forget it — schedule automatic deposits that build the habit for you.
Earn interest
Grow idle balances with competitive interest earnings paid right into your wallet.
Credit builder
Build a verifiable credit profile and unlock access to fair, affordable financing.
Low, transparent fees
No hidden charges. See exactly what you pay before you confirm — every single time.
Your money is protected at every step
We combine bank-grade encryption, biometric protection and round-the-clock fraud monitoring so you can transact with total peace of mind.
Bank-grade encryption
Every transaction is protected with TLS 1.3 in transit and AES-256 at rest.
PIN & biometrics
Lock the app and authorise payments with your fingerprint, face or a private PIN.
Licensed & compliant
Operated in line with Bank of Ghana guidelines and the Data Protection Act.
People are talking about eAlkePay
Real stories from traders, students, professionals and families moving money the smarter way.
“I pay my shop suppliers and settle bills in seconds. eAlkePay has genuinely changed how I run my business.”
Akosua Boateng
Trader, Makola Market
“Sending money home to my parents in Kumasi used to be stressful. Now it takes one tap and they get it instantly.”
Kwame Asante
Software Engineer, Accra
“The round-up savings feature is brilliant. I've saved more in three months than I did all of last year.”
Efua Mensah
Nurse, Takoradi
“Finally a wallet that connects all my mobile money accounts. The app is clean, fast and easy to use.”
Yaw Owusu
Student, KNUST
Frequently asked questions
Everything you need to know about eAlkePay. Can't find an answer? We're happy to help.
Ready to take control of your money?
Download eAlkePay today and join the hundreds of thousands of Ghanaians sending, paying and saving the smarter way.
Good morning,
Akosua 👋
GH₵ 4,820.50
Recent activity
See allReceived from Kofi
MTN MoMo • Today
+ GH₵ 250.00
Sent to Ama
Transfer • Today
- GH₵ 80.00
Airtime top-up
Vodafone • Yesterday
- GH₵ 20.00